Prior to your hospital visit, you should confirm that your insurance plan is accepted at our Lifespan hospitals. We participate in most major insurance plans.
Once you confirm that your insurance is accepted, you should call your insurance company to make sure your specific services will be covered. It's important to know which charges your insurance company will pay and which ones will be your responsibility.
Examples of services you should confirm are covered by your plan:
If you are having elective surgery, we may contact you in advance to arrange for payment prior to receiving services. For cases involving worker's compensation, you should talk to your employer to determine your financial responsibility.
It is important that you understand your insurance company's policy as it relates to co-pays, deductibles and co-insurance. It is important that you be aware of any restrictions and/or regulations in your health insurance policy. You should check with your insurance company prior to receiving services to see if they require any of the following:
If your insurance company has such regulations, please follow your insurer's instructions and obtain the necessary approvals.
If you have any questions regarding your insurance coverage, please contact one of our financial counselors.